An Investment in Opportunity

A Bold New Vision for Housing Policy in the US
Enterprise Community Partners, Inc.

In this country, where you live has a profound impact on the opportunities you get in life, including your access to:

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Quality Schools

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Health Services

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Job Opportunities

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Public Transit

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Safe Streets

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Healthy Food

Yet a growing number of Americans are stuck in high-poverty neighborhoods that are cut off from jobs, good schools and other opportunities.

Part of the problem:

Lower-income people simply cannot afford a decent place to live in a decent neighborhood.

Faced with rising housing costs and stagnant incomes,
renters in every state are struggling to keep a roof over their heads.

Tackling this problem requires a new approach to housing policy at all levels of government.

Our long-term policy platform includes four broad strategies for reform:

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1. Ensure broad access to high-opportunity neighborhoods.

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2. Promote comprehensive public & private investments in low-income neighborhoods.

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3. Recalibrate our priorities for housing policy to better target scarce subsidy dollars.

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4. Improve the overall financial stability of low-income households.

Explore our Policy Recommendations

Ensure broad access to high-opportunity neighborhoods

Ensure broad access to high-opportunity neighborhoods

Help more families with rental assistance vouchers access high-opportunity neighborhoods.

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Establish state and local laws banning source of income discrimination by landlords

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Allocate tax credits to both high-opportunity neighborhoods and distressed communities

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Require private developers to expand the supply of affordable housing

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Set state and local regulations that promote the cost-effective development of rental housing

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Incorporate affordable housing needs into local and regional transportation planning

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Promote  public & private investments in low-income neighborhoods

Promote public & private investments in low-income neighborhoods

Invest in existing affordable housing to create mixed-income communities

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Help local organizations build capacity to pursue cross-sector solutions

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Create land banks to return vacant and abandoned properties to productive use

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Make permanent and significantly expand the New Markets Tax Credit

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Create a new federal tax credit for private investments in CDFIs

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Pursue policies that encourage impact investments in low-income communities

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Recalibrate priorities in housing policy to target scarce subsidy dollars where needed most

Recalibrate priorities in housing policy to target scarce subsidy dollars where needed most

Reform the mortgage interest and property tax deductions and reallocate the subsidy dollars

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Double annual allocations of Low-Income Housing Tax Credits

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Ensure that the most vulnerable households in the U.S. have access to some form of rental assistance

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Expand funding to support low-income renters as part of housing finance reform

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Encourage state and federal investments in healthy homes for recipients of Medicaid

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Create permanent funding sources to support affordable housing

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Improve the overall financial stability of low-income households

Improve the overall financial stability of low-income households

Establish minimum wages that reflect the reasonable cost of living

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Expand the Earned Income Tax Credit and other income supports for low-wage workers

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Test and scale innovative financial products that encourage low-income households to save

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Help more low-income families build strong credit histories

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Establish strong protections against predatory financial products

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